Frequently Asked Questions How can we help? Topics ENROLLING WITH ZELLE® ABOUT ZELLE® USING ZELLE® YOUR ZELLE® PROFILE Can I use Zelle® internationally? In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S. Related Articles Can I cancel a payment? Are there any fees to send money using Zelle®? Can I access Zelle® to send or receive money without a smartphone?