How to send money with Zelle®
Get started by enrolling your email or mobile number through your mobile banking app or with the Zelle app.
Pick a person to pay
Enter the preferred email address or mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S.
Choose the amount
Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly.
Move money in the moment.
With Zelle, you can move money from your account to someone else’s within minutes1, so it’s important you know and trust the person you’re sending it to. Whether you're settling up IOUs before heading back from the beach or paying the babysitter before curfew hits, your money is where you need it to be, when you need it to be.
Send money simply.
Zelle lets you send money with just a few taps on your mobile phone. Even better, you probably already have it in your mobile banking app—no additional download necessary. Which means you can split the rent, pay your pool cleaner, and reimburse your road trip partner all in one convenient place.
Settle up securely.
Your money travels safely from the minute you hit send to the minute it hits their account. Straight from you to them. So you get peace of mind and so does your nanny, your neighbor, and your friend Ned who sold you his old TV.
Get started with your bank or credit union.
Frequently Asked Questions
How can I use Zelle®?
You can send, request or receive money with Zelle. After you’ve enrolled, simply add your recipient’s email address or U.S. mobile number, the amount you’d like to send or request, review and add a memo, and hit “confirm.”
Someone sent me money with Zelle®, how do I receive it?
If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account associated with your profile, typically within minutes1.
I’m unsure about using Zelle® to pay someone I don’t know. What should I do?
If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an on-line bidding or sales site), we recommend you do not use Zelle for these types of transactions.