Report a Scam

Report a Scam

For multiple payments you will need to complete multiple forms matching each payment amount to each payment ID.     

A scam is when you knowingly send money but do not receive what you expected in return. For example, someone pretended to be another person or a business and tricked or persuaded you into sending the money, or promised that you would receive something in return that they did not provide. We will report the information you provide to the recipient’s bank or credit union to help prevent others from having the same experience. If you use the Zelle mobile application and believe you have been the victim of a scam, please complete the fields below. 

It is important that you also report the transaction(s) to your bank or credit union if you have not done so already. 

You may also report the user directly to the FBI Internet Crime Complaint Center at

Please Note: Do not use this form to report unauthorized transaction(s) that occurred due to account loss or theft. If you are enrolled with the Zelle® app and found an unauthorized transaction, please call us directly at 1-844-428-8542. 

If you are enrolled in Zelle® directly through a participating bank or credit union, please reach out to their customer support team to report a scam 

Select a category that best describes the type of transaction to complete the form.


Goods and Services:  Sending money to an individual or business to purchase goods that are not received or arrive not as described, or for services that are not provided. This can include fees which are not refunded when a consumer requests a refund for the item or service.

Property and Real-Estate:  Sending money to an individual or business for a deposit or payment on a property for sale, rent, vacation rental that they do not have the right to sell or rent.

Jobs:  Sending money to an individual or business for job counseling services or the promise of a job that requires fees for supplies, equipment or services, when the job does not exist.

Impostor:   An individual or business pretending to be a well-known business, law enforcement, local or government agency, financial institution or utility company requesting money. These scams include bail, IRS payments, locked store/service account, or utility disconnect scams.

Charity:  Individuals or businesses pretending to be a non-profit requesting donation for fund raisers, community events, natural disasters, or national crisis.

Investment:  Individual or business promising high return in a short period of time to persuade you to send money for a false investment.

Romance:   Requesting money under the guise of a romantic relationship. Including but not limited to, sending money for gifts or financial support in catfish for fake love interest situations.

Friends and Family:   An unknown individual pretending to be a well-known friend or direct family member and messaged requesting money; or an individual calling to request money on behalf of a well- known friend or direct family member.

Your Contact Information

Recipient Information

Payment Information

Your Payment ID will be available within your banking statement. It will be 12 digits, Alpha and Numeric. If your Payment ID is not listed in your banking statement and you are enrolled with a partner financial institution, their support team will be able to assist you with providing your Zelle® Payment ID. If you are enrolled with the Zelle® app our support team will be able to file your report and help you with your Payment ID.
Please use between 50 and 1000 characters to describe the scam.