What's Zelle®?
Glad you asked!

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do.1 That means it’s super easy to pitch in or get paid back for all sorts of things like coffee for your coworkers or dinner with friends. Zelle® is already in lots of banking apps, so look for it in yours today.

man and woman looking at each other sitting on couch

How to send money with Zelle®



Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle® app.



Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S. 



Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly.

You can send money with Zelle® for all kinds of things. And, did we mention it’s fast? Like money-straight-into-your-bank-account-in-minutes1 fast. Watch to learn more. 

Why Use Zelle®

man and woman sitting on the beach in beach chairs

It’s in a lot of
banking apps.

Zelle® is available in the mobile banking apps of more than 2,100 financial institutions, and probably yours! So, whether you’re paying the babysitter to watch the kids on date night or paying back your buddies for some takeout, sending money with Zelle® means never having to download another app.

a group of friends sits around a table holding drinks

You can use it with friends at other banks.1

Zelle® works between U.S.-based banks. Which means, even if you bank somewhere different than your friends and family do,1 you can still use Zelle® to safely send and receive money straight from your banking app.

two friends are in a crowd looking at one's phone

Zelle® is free1 to use.

When you send money to friends or family, it won’t cost you any extra money for the transaction.1 Which is good, because there are way better things to spend money on, like concert tickets… or vacations.

Get started with your bank or credit union.