SEND AND RECEIVE
MONEY WITH ZELLE®

Zelle® is a fast and free* way to send money to friends and family this holiday season. Quickly send money for your share of the holiday feast, that much-needed yoga session, or a little something extra to a loved one for the holidays, straight from your banking app.

 

Look for Zelle in your banking app, or click 'Get Started.'

Get Started Get Started
Woman Exercising and on a mobile phone using Zelle Pay app.

How to send money with Zelle®

Step 1

ACCESS ZELLE®

Get started by enrolling your email or U.S. mobile number through your mobile banking app or with the Zelle app.

Step 2

Pick a person to pay

Enter the preferred email address or U.S. mobile number of the recipient. You can send money to almost anyone1 you know and trust with a bank account in the U.S.

Step 3

Choose the amount

Enter the amount to send. Your recipient gets a notification explaining how to complete the payment, simply and quickly.

Why Use Zelle®

Fast

Whether you’re settling up IOUs or splitting the cost of takeout, you can send money to someone you trust in minutes1 directly to their bank account with Zelle.

Safe

Your money travels safely from the minute you hit send to the minute it hits their bank account. Straight from you to them. So you get peace of mind and so does your recipient.

Easy

Send money with just a few taps on your mobile phone. Even better, you probably already have Zelle in your banking app – no additional download necessary.

Get started with your bank or credit union.

Frequently Asked Questions

How can I use Zelle®?

You can send, request or receive money with Zelle. After you’ve enrolled, simply add your recipient’s email address or U.S. mobile number, the amount you’d like to send or request, review and add a memo, and hit “confirm.”

Someone sent me money with Zelle®, how do I receive it?

If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account associated with your profile, typically within minutes1.

I’m receiving an error message that my card is ineligible. Why?

First, make sure that you are enrolling a Visa® or Mastercard® debit card tied to a bank account in the U.S. You will not be able to enroll business debit cards, credit cards, cards linked to international accounts, gift cards or pre-paid cards from financial institutions outside of the Zelle Network®.