How do I get started?

It’s easy — if your bank or credit union offers Zelle, it’s already available in your mobile banking app or online banking! Check your mobile banking app or sign in to your online banking site and follow a few simple steps to enroll your Zelle profile. You can find a list of participating banks and credit unions offering Zelle here.

What if my bank or credit union doesn't offer Zelle®?

Don’t worry! Our network of participating financial institutions is always growing, and you can still use Zelle by downloading the Zelle app for Android and iOS.

How long does it take to receive money with Zelle®?

Money sent with Zelle is typically available to an enrolled recipient within minutes1.

If the recipient is not yet enrolled, it may take between one to three business days after the recipient has enrolled for the money to be available. This is a security feature of Zelle designed to reduce risk and protect you whenever you’re sending and receiving money. If it has been more than three days, we recommend confirming that you have fully enrolled your Zelle profile, and that you entered the correct email address or U.S. mobile number and provided this to the sender.

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