In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.
Zelle doesn’t charge a fee to send or receive money. We recommend confirming with your bank or credit union that there are no additional fees.
You can send money to almost anyone1 you know and trust with a bank account in the U.S. When using Zelle, at least one side of the transaction (sender or receiver) must have access to Zelle through their bank or credit union.