In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.
Zelle doesn’t charge a fee to send or receive money. We recommend confirming with your bank or credit union that there are no additional fees.
You can send money to almost anyone1 with a bank account in the U.S. When using Zelle, at least one side of the transaction (sender or receiver) must have access to Zelle through their bank or credit union.
You can send, request, or receive money with Zelle. After you’ve enrolled, simply add your recipient’s email address or mobile number, the amount you’d like to send or request, review and add a memo, and hit “confirm.”
It’s easy — if your bank or credit union offers Zelle, it’s already available in your mobile banking app or online banking! Check your mobile banking app or sign-in to your online banking site and follow a few simple steps to enroll your Zelle profile. You can find a list of participating banks and credit unions offering Zelle here.
Don’t worry! Our network of participating financial institutions is always growing, and you can still use Zelle by downloading the Zelle app for Android and iOS.