In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.
Zelle doesn’t charge a fee to send or receive money. We recommend confirming with your bank or credit union that there are no additional fees.
You can send money to almost anyone1 you know and trust with a bank account in the U.S. When using Zelle, at least one side of the transaction (sender or receiver) must have access to Zelle through their bank or credit union.
You can send, request or receive money with Zelle. After you’ve enrolled, simply add your recipient’s email address or U.S. mobile number, the amount you’d like to send or request, review and add a memo, and hit “confirm.”