Effective January 1, 2020

Your Rights Regarding Your Personal Information

We provide the clearXchange® service pursuant to the Graham-Leach-Bliley Act (“GLBA”) and as such are exempted from certain privacy and data security laws (e.g., the California Consumer Privacy Act (CCPA)). We provide notice of the following rights you have, regardless of whether we are obligated by law to observe them and regardless of your state of residence:

  • For certain categories of personal information, the right to request a list of what personal information (if any) we disclosed to third parties for their own direct marketing purposes in the preceding calendar year and the names and addresses of those third parties;
  • The right to know the categories and specific pieces of personal information we collect, use, disclose, and sell about you, our business and commercial purposes for collecting such personal information, categories of third parties with whom the business shares personal information, the categories of sources from which we collected your personal information, whether we have disclosed or sold your personal information for a business or commercial purposes in the preceding 12 months, and the categories of third parties with which we have shared or sold your personal information;
  • The right to request that we delete the personal information we have collected from you or maintain about you;
  • The right to opt out of our sale(s) of your personal information;
    • Please note that if you opt out of certain types of sales, we will be unable to provide you with the services that rely on such sales.
    • The right to be free from discrimination for exercising your privacy rights; and
    • The right to access your personal information that we have about you going back for a 12-month period following your request.

To exercise any of the above rights or access your personal information, please contact us using the following information and submit the required verifying information, as further described below:

Please note the above-listed rights are subject to certain exceptions. For instance, we cannot disclose or permit access to specific pieces of personal information if the disclosure or access would present a certain level of risk to the security of the personal information, your account with us or the security of our systems or networks.