“Cash gratuity preferred. Thank you! :)"
Lindsey displayed that note inside of a glass frame with her cosmetology license next to the curling iron on her station. The friendly reminder caught my eye as I sat waiting in the chair, a black cape draped over me, waiting for her to mix up a palette of warm colors to paint my hair with.
“So, what have you been up to lately, girl? What’s new?” Lindsey asked.
I proceeded to tell her how things were going at home, funny things that happened over the last ten weeks (does anyone really follow the recommended six-week hair schedule?). I went on to tell her how things were going at work, which speaking of…
“Hey, your note,” I pointed. “I don’t have any cash on me, but…”
She interrupts, “Oh, it’s ok. Most of us just prefer to get gratuity in cash.”
I interject, “I never carry cash anymore. But I do have Zelle®. You probably do, too.”
No cash on you? Tip with your phone.
Lindsey: “Oh, your company’s product. Zelle®, Right? Sorry, what is it again?”
Me: “Yep. Lots of banks across the country are now offering Zelle® within their apps, so you can pay almost anyone1 with just your phone, and no fees. People whose banks don’t offer Zelle® yet can just download it from the App Store or Google Play, super easy. Who do you bank with?”
Lindsey: “Bank of America®. So, do I have Zelle® already?”
Me: “Sure do. It’s already in your banking app. I can tip you with Zelle® right now from my phone, just by typing in your phone number or email. The money will be in your account in minutes1. It’s that fast and easy. And not to mention, safe. It’s through your bank.”
Lindsey: “Shut up! Omg, Lily! Come here!”
Lindsey: “I’ve been trying to convince her, but she said she doesn’t trust any apps outside of her bank having her account info.”
Lily, Lindsey’s fellow hairstylist and work BFF, makes her way to Lindsey’s station.
Lily: “What’s up?”
Lindsey: “Lil, Alexis's company has a product that we can use to send money to each other, even though we bank at different places. It's called Zelle®. I told her you won’t use anything besides your bank, but it’s already in your bank’s app!”
Me: “Who do you bank with, Lily?”
Lily: “Capital One®.”
Me: “You already have Zelle®.”
Lily: “What?! Seriously?”
Me: “Yaaas, girl! Open your banking app.”
Lindsey puts down the strand of my hair she’s applying color to. They both grab their phones from their pockets and look for Zelle® in their banking apps.
Lily: “It’s right there! That’s amazing!”
Lindsey: “See, Lil. Now we can send money to each other and won’t have to keep going to the ATM for cash. And we don't even have to download anything.”
My work here is done. Two more friends educated on a new way to pay.
I’m guessing Lindsey’s note on her station will be changing soon…
Check to see if your bank offers Zelle®, and get started.
Zelle®. This is how money moves®.