Zelle® Blog

Hosting a “Friendsgiving” is a great way to bring all your favorite people together over a delicious meal, during the season of gratitude. And while it’s a joyous occasion, it can take a lot of coordination. With meal planning, prepping, and the ever-growing invite list, hosting a large dinner party often means a grocery bill that’s just as big.

Will your guests just split the wishbone, or will they split the costs with you, too? Here are some things to consider.

How will you host?

Do you want to prepare the turkey and a smorgasbord of sides for your pals, or will the menu planning be a group effort? You’ve got options.

Option A: Do it all. If your budget allows, and you’re feeling generous (‘tis the season of giving), you can choose to cover everything – the food, the decorations, and the prep. All your guests need to do is show up hungry.

Option B: Divide and conquer. Create a list of everyone's favorite Thanksgiving dishes, drinks, and desserts, and have each of your friends select one or more to bring, potluck style. This helps to keep costs down, and there’s less prep and cooking for the host!

Option C: Keep the receipts. If you'd like to prepare everything yourself, but can’t afford to cover all the costs, keep a record of the amount of money you spend on your Friendsgiving grocery trip. When inviting your guests, make sure you give them a heads up that you'd like them to chip in for costs.

Split Holiday meal cost graphic

It's "Friendsgiving" Not "Friends-owing"

No one thinks about how much cash they're bringing to a holiday hangout. But that's okay! If you are asking your friends to contribute, bring up the topic of splitting expenses1 before dinner begins so no one's worrying about it during the meal.

If you for everything and want to get paid back, it’s as easy as a quick message in your group text such as, “Can’t wait to have you all over! As a reminder, I'm asking everyone to chip in for the cost of food today. You can use Zelle® to send me the money right from your phone. Check your banking app for Zelle®, and if it’s not offered through your bank yet, you can use the Zelle® app.”

And don’t worry, it doesn’t matter if Todd banks at Chase and you use Wells Fargo, with Zelle® you can send money to any of your friends2, regardless of where they bank. All you have to do is let your guests know the amount, and they can pay you back with no transfer fees2. It’s a fast, safe, and easy way to share the costs of an incredible meal– whether it’s homemade or takeout from the Chinese restaurant around the block. It’s all about the friends, not the turkey, right?

Here’s how your guests can get started using Zelle® today.


1In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®

2U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction . Check with your financial institution for more info.